Benefit flexibility

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Flexibility when to take your pension

You have increased flexibility from April 2015 over when you can retire and take your pension. You will be able to choose to retire and draw your pension at any time between age 60 and 75. Please see the section, ‘When can I take it’ for more information.

Flexibility to pay less or increase your pension

You can improve your pension by paying more contributions or reduce the amount you pay by joining the 50/50 section where you pay half contributions to get half benefits. You can find full details on paying extra or joining the 50/50 section here contribution flexibility.