The Local Government Pension Scheme in Scotland changed on 1 April 2015

  • From 1st April 2015, your pension has been worked out on a career average basis
  • Your pension to 31st March 2015 is protected and worked out on final pay when leaving
  • You can still retire at age 60 and swap pension for tax free cash
  • Normal Pension Age equals State Pension Age for benefits built up from 1st April 2015
  • Employers contribute around twice what you pay in
  • Life and ill health cover continue and all benefits are guaranteed so it's still a great deal.

Changes to  LGPS in Scotland from 1 June 2018
Changes to the LGPS (Scotland) Regulations came into force on 1 June 2018 including the option for active members in the Scheme from 1 June 2018 to retire from age 55. However, benefits will be reduced for early payment. You can view the LGPS (Scotland) 2018 Regulations here.

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